Higher-wattage panels are usually physically larger. A typical 475W panel is close to 2m², compared with the 1.7m² energy.gov.au gives for a standard household panel. That puts 21 panels at roughly 41 to 43m² of unshaded roof
A single 10kW inverter needs three-phase power. On single-phase, your installer may use two 5kW inverters instead. Ask for a site-specific layout showing where each panel sits, because shade from trees and buildings reduces output.